WHO WE ARE

Money that moves on your terms.

Meritwave exists to give everyday people and local businesses a real alternative to the payment networks that decide how money moves. Bitcoin proved value can travel without a gatekeeper in the middle. We’re bringing that freedom to the corner store, the neighborhood shop and the people who keep them going, and in time, to everyone, everywhere.

I'm a merchant I'm a client

Neighbors and local shops on a plaza, with ribbons of blue and orange light moving between them

One network, two ways in

Clients pay with the Client Node, merchants get paid with the Merchant Node, and Practicle, built into both, makes checkout effortless.

FOR CLIENTS

Client Node

The client app for paying merchants and sending money to friends and family. Run it with us, or host your own node.

FOR MERCHANTS

Merchant Node

The merchant app for accepting Lightning payments, with no chargebacks and no Bitcoin expertise required.

Practicle, built into both

Any Lightning wallet can pay by scanning a QR code. Practicle skips that step: the payment request goes straight to the client's phone, ready to approve.

FOR CLIENTS

Client Node

Pay participating merchants in seconds with Practicle, or scan any Lightning QR code. Send money to friends and family, with the node hosted and maintained by Meritwave. Our routing-node channels are used to pay merchants, so receiving payments needs separate receiving capacity. A paid service through our Lightning service provider is planned.

Read about receiving capacity

Go to the Clients page

FOR MERCHANTS

Merchant Node

Accept Bitcoin Lightning payments at the counter and online. Payments are final, so chargebacks can't happen. We run the node, manage liquidity, and deposit your funds to your bank account.

Go to the Merchants page

Practicle

BY MERITWAVE

Checkout,
without the checkout.

Ask for it by name.

PRACTICLE

Checkout without the QR code

Practicle lets the merchant recognize you at checkout and send the payment request straight to your phone. Approve it with a fingerprint or face scan and you're done. No card, no terminal, no QR code. Look for the Practicle badge on the door.

Add funds with cash at participating merchants

Boost is our cash top-up service at participating merchants. Autonomous and third-party nodes will use our Lightning service provider, with a Friday cutoff and weekly channel closures. This service is planned; check availability before handing over cash. Fees apply.

Read the Boost and channel FAQs

Payments are just the start

Private, instant payments at your favorite stores come first. Next is the Meritwave App Market: local merchants, delivery, and more, all running on the same Lightning payment network.

Accept payments that can't be charged back

Become a merchant

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Money that moves on your terms.

Client Node